Supplemental Insurance

Planning for the Unexpected

Why Supplemental Insurance?

Supplemental Insurance plans are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. We can help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future. Supplemental coverage options (also referred to as ancillary benefits) are often overlooked but are an affordable health insurance option for many individuals and families.

We offer a wide range of products that can supply extra protection on top of your traditional medical plan:

  • Dental Insurance

  • Vision Plans

  • Cancer

  • Life Insurance

  • Final Expense

  • Hospital Indemnity

  • Critical Illness Plans

  • Short Term Medical

  • Accident plans

HealthWise Supplemental Insurance Plans

Hospital Indemnity Insurance Plans

What is hospital indemnity insurance?

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

How is the Hospital Plan different from a traditional medical plan?

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Hospital Plan pays a lump-sum payment directly to the insured for a covered hospital confinement, outpatient surgery, and emergency injury or sickness.

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Critical Illness and Cancer Insurance Plans

How is a Cancer Plan different from a traditional medical plan?

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

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Accident Insurance Plans

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.